Don’t Ignore Your Student Loans

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BY FANTASIA

For many, bearing the expense of  student loans can be a hassle, especially if  you’re living on your own and can barely make ends meet. That  was the case for me. A year after I graduated high school, I decided to enroll at the nearest tech because it seemed like the right thing to do. Still, I wasn’t equipped for it and had no idea what I wanted my major to be,  but felt as though  I had to do something productive, something to make my family proud. I continued working full time all while helping my dad care for my younger brothers, so sadly school wasn’t a priority. In all honesty, I never took it seriously anyways because I didn’t care at the time  and I surrounded myself with people who couldn’t care less about me succeeding. Towards the end of the semester, those same “friends” encouraged me to take out student loans. I was told it would be help me catch up on bills and I’d have plenty of extra money to spend on whatever I wanted. Hearing that was music to my ears. When you grow up with nothing but struggles, falling into any amount of money you aren’t used to having  can seem like winning  the lottery.

Soon after the semester ended and all the money was spent, I started  receiving letters about paying off my loans, but always threw them away. Sometimes without opening them.  I knew I was completely broke, so I figured if I’d just ignore my problems, they’d go away. But nope, it didn’t work that way. Now that years have flown by and I’ve matured, I decided I was ready to pay off my loans and go back to school. I knew  what it was I wanted to do and I was ready to take  steps toward achieving my goals. I contacted the school I previously attended to get everything in order and was slapped in the face with bad news. I found out that I was in default and wouldn’t be able to get any financial help until after I finished paying off ALL of my loans. That meant I could pay off my debts, but school was out of the picture unless I was able to pay for everything out of pocket, and I wasn’t. That news was definitely devastating, but I had no one to blame but myself. This was a learning experience for me and I hope I encourage those of you reading to take school and paying off any debts you owe seriously so you don’t end up in the same situation.

(photo: heathervogelfrederick.com)


FantasiaFantasia Alston is a 22 year old free spirit  and visionary who spends most of her time  writing poetry, reading (preferably mystery books), and doing whatever she can to help better the community. Whether it be volunteering at the nearest homeless shelter or picking up any litter found on the solid surface of the Earth. She also enjoys painting whatever comes to mind, cooking, meditating,  and taking long walks to nowhere.  She currently resides in Columbia, SC, but grew up 3 hours away in a beautiful, yet small, city named Murrells Inlet. She is the second oldest of 8 children, and the eldest daughter. Being the matriarch of the family was tough on her, but she managed to stay strong for her younger siblings and remained focused  to complete school. Although she graduated high school with an outstanding  GPA, and  always had a passion for attaining knowledge, Fantasia continuously put college on the back burner. She was lost and didn’t want to push herself into a mainstream culture where you have to graduate from high school by 18, graduate from college by 22, start working full-time in the corporate world immediately, and then get married, buy the proverbial house with the white picket fence and have kids. That might’ve been  a great idea for her fellow classmates, but not her. After years of soul searching and finding out what career would bring  her the most joy in life, she has decided that earning her degree would be best. She now has plans  to attend a university and work towards becoming a child psychotherapist.

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